Health Insurance Interactive Resources
Choosing the right health insurance plan for you and your family involves a tradeoff between cost and choice. The more choice you want, the more you’ll have to pay for coverage. Below you’ll find a website that can provide you with instant health insurance quotes. It makes it easy to compare the costs and features of different types of plans. The reason all of us want health insurance in the first place is because we know that quality medical care can be very expensive. Below is a site that lists the actual costs for a wide range of services and procedures. Finally, you’ll find a link to a site that offers helpful information about state government mandates.
Health Insurance Quotes
If you don’t have health insurance coverage through work, you’ll need to buy it on your own. The best way to get the right plan for you and your family is to seek the assistance of a good health insurance broker in your community. But for a general sense of all the options available to you, there are a lot of great websites that will give you instant quotes. Here’s a link to one of the better quote engines. You’ll see that premiums, deductibles, co-pays and coinsurance vary greatly from one plan to the next. *http://www.ehealthinsurance.com/ehi/individual-health-insurance.ds
Health Care Cost Estimator
When you go to the doctor or get a prescription filled, perhaps you’ll make a co-pay of $15 or $20. But what does that doctor’s visit or prescription actually cost? What about more costly medical care like a MRI or emergency appendectomy? Oftentimes, consumers are in the dark because there’s not a lot of transparency when it comes to healthcare costs. Here’s a site that can shed some light on what care really costs. The figures you’ll find here are for the state of North Carolina, where healthcare costs tend to be lower than in most other states. All the same, these figures will give you a general sense of what common procedures really cost. *http://www.bcbsnc.com/apps/cost-estimator/about-cost-estimator.jsp
Mandated Health Benefits
Health insurance plans are mostly regulated by the states. To ensure that private health plans provide coverage for certain types of care or procedures, state governments will sometimes impose mandates. When it comes to mandates for specific coverages or laws concerning guaranteed-issue plans or pre-existing medical conditions, each state handles these issues a little differently. This Health Insurance Laws & Benefits Tool will show you what’s mandated in your state.*http://info.insure.com/health/lawtool.cfm